Consar Investigates Unemployment Withdrawal Frauds from Afores
The National Commission for the Retirement Savings System (Consar) has uncovered a fraudulent scheme where workers are requesting unemployment withdrawals based on salaries higher than what they actually earn. This institution, under the direction of Julio César Cervantes, noticed some time ago that certain advisors from the Afores were collaborating with these individuals to facilitate these withdrawals, charging a commission in return. Because of this, Consar has teamed up with IMSS to combat these irregularities.
"We're conducting a thorough review with the systems we have at Consar and IMSS to ensure that workers' salaries are accurate and there are no discrepancies," the Consar director stated at the "20 Years of Financial Education" event organized by Citibanamex. Cervantes emphasized that the goal is for each worker to receive the amount that was actually paid to IMSS, as the strategy involved enrolling in social security for just a few days or a week without paying the appropriate contributions. Although the agency does not have exact information on how many individuals are involved, they continue to collaborate with IMSS to monitor such situations. Last July, unemployment withdrawals reached their peak for the year, exceeding 3,000 million pesos, prompting Consar to initiate its investigations. By the following month, this amount dropped to 1,562 million pesos, nearly half. However, despite Consar's security measures and reviews, in September, there was a new rise in withdrawals, reaching 2,125 million pesos.
It's crucial for workers to know their rights and obligations within the retirement savings system, as well as the importance of making a withdrawal only when absolutely necessary and with the correct figures. Irregularities not only affect the system but can also compromise the worker's long-term financial stability. Promoting a culture of transparency and honesty in the use of these resources is key to preventing future frauds and ensuring a dignified retirement.
